white and red wooden house miniature on brown table
white and red wooden house miniature on brown table
— Nayibe Betancourt — PRMI

Your loan type isn't generic. Neither is the answer.

VA entitlements, FHA programs, investment DSCR, conventional purchase — Nayi handles each with loan-specific expertise. Call now: 305-814-2423.

Get Pre-Qualified Today

See All Programs
/ Five Programs. One Officer.

Find your loan program

Home Purchase

Refinance

FHA Loans

VA Loans

Investment Property

Three rate scenarios modeled before you commit to any timeline. Know the break-even before you sign.

DSCR ratios, cash-flow planning, and portfolio-scale structuring for investors who think in returns.

Conventional and conforming purchase loans. Rate modeling before you make an offer, not after.

Lower down-payment thresholds and flexible credit requirements explained plainly — not buried in footnotes.

Entitlement rules, funding fee waivers, and zero-down eligibility — handled by someone who knows the program.

woman holding iPhone during daytime
woman holding iPhone during daytime
Real Borrowers. Real Closings.

She answered on the first call.

My loan process became a challenge. Nayibe approached each issue with professionalism and the knowledge needed to overcome it. She was always available to answer questions and prompt to respond. I'm moving into my new home thanks to Nayibe.

— Beatriz P., verified client review · 5.0 from 96 reviews

Get Pre-Qualified Now

Pre-approval that carries weight

PRMI-backed pre-approval letters that sellers and agents recognize. Start in minutes — Nayi reviews your file personally.